Bridging Loans

Bridging loans are short term loans that can be used to meet a range of financial requirements. Bridging loans can help the borrower to address constraints of time and availability of cash in the short term. The loan is secured against property and are typically for a term of 1 to 24 months.

Some examples of where bridging loans can be used include:

  • Chain breaks
  • Auction Purchase
  • Portfolio growth or restructuring
  • Property purchase below market value
  • Property refurbishment to increase value
  • Settlement of liabilities such as tax bills
  • Business restructure or cashflow
  • Capital raise to seize investment opportunity

Securing Finance

Owne mortgages advisers can assist you in securing regulated or unregulated bridging loans from a panel of lenders with products that are suited to your needs. Our advisers will work with you to consider options and establish your exit route/strategy so that the bridging loan can be repaid as quickly as possible.


Ask the experts

Our advisers will answer any questions or queries you have about bridging loans. Submit any questions using the form here or simply request a callback at a time that’s convenient for you. For responses to frequently asked questions, see our FAQ section.