Buy to Let Mortgages

Buy-to-Let Mortgages are used to finance acquisition of properties that will be rented out to a third party. Whether your interest is buy-to-let property is in potential income, capital appreciation, or some other strategy, we can advise and assist you in securing the right mortgage from a large panel of Buy-To-Let lenders.

Getting The Best Deal

The criteria or requirements for a Buy-to-Let (BTL) does vary amongst lenders; but lenders typically expect a minimum deposit of 25% (some will accept max LTV 80%), rental income that covers 125% of monthly mortgage payment and a level of income that can mitigate risks posed by rental voids.

Whether you’re a first time landlord, an accidental landlord or an experienced Porfolio Landlord looking to expand your portfolio or optimise your portfolio for current regulatory and lending environment, we can help. We cover different types of Buy-to-Let finance from simple and straightforward BTL purchase or remortgage to more intricate deals involving Limited Company/SPV loans, HMO Property (House in Multiple Occupation), Mixed Use Property, Multi-unit Freehold etc. Get in touch today and an adviser will be happy to assist.


Owne Mortgages will guide you through the Buy-to-Let mortgage process with expert advice that ensures:

  • Access to thousands of mortgage products from a large panel of lenders
  • Choice of Buy-to-Let mortgage best suited to your needs and objectives
  • Best guidance on Capital raising options for new purchases
  • Speedy application process and completions
  • Customisable solution suited to immediate and longer-term goals

Ask the experts

Our advisers will answer any questions or queries you have about new or existing mortgages. Submit any questions using the form here or simply request a callback at a time that’s convenient for you. For responses to frequently asked questions, see our FAQ section.