Remortgaging Your Home

Save money and lower monthly payments

Your mortgage may no longer offer the best deal available and remortgaging could potentially save you thousands of pounds over the term of your mortgage.

The mortgage market is highly competitive and many savvy borrowers use this to their advantage by exploring the range of available deals every few years or just before their current deal ends and the interest rate reverts to the lenders standard variable rate which may be comparatively higher than available deals.

Raise Capital

Remortgaging your property can be the ideal way to raise capital for home improvements, buy a second property or meet some other considerable expense or purchase.

It may also help to consolidate more expensive loans although due consideration should be given when securing a previously unsecured debt against your property as it may increase risk and result in paying a lot more in interest as the loan payments will now be spread over the duration of the mortgage.

Right Time

You can begin to shop for a better deal with the help of our advisers before your current deal ends. The remortgage process cannot progress until the current deal ends so that you don’t pay an early repayment charge (ERC). However, being ready to remortgage upon expiration of any ERC’s will help ensure that you don’t pay a higher variable rate over a protracted period and your costs are potentially lower.

We can help you:

  • Save money and reduce monthly payments where possible
  • Raise capital from the equity in your property
  • Get the best remortgage deal for your circumstances from our large panel of lenders
  • Save money and reduce monthly payments where possible
  • Raise capital from the equity in your property
  • Get the best remortgage deal for your circumstances from our large panel of lenders

Ask the experts

Our advisers will answer any questions or queries you have about new or existing mortgages. Submit any questions using the form here or simply request a callback at a time that’s convenient for you. For responses to frequently asked questions, see our FAQ section.