Second Charge Mortgages

Raising Capital

A second charge mortgage or second charge loan is a useful way of raising capital against the equity in a property when it is not possible or desirable to get a further advance on the first charge or main mortgage.

A second charge loan can be secured against a residential, buy-to-let or commercial property and is secondary to the main mortgage.

Term Length

A second charge loan can be arranged for a short term or long term basis and can be used to finance any number of needs such as home improvements, asset purchase, education, special event, dream vacation etc.


Ask the experts

Get in touch today and our advisers will be happy discuss your options and advice on a second charge that is suited to your circumstance.